Lending Disclosure: Lafayette Quick Cash is not a direct lender. We are a lead generation matching service that connects potential borrowers with third-party lenders in our network. We do not make credit decisions or provide loans directly.
APR Disclosure: APR (Annual Percentage Rate) for payday loans can range from 200% to 780% or higher depending on the loan term and lender. Lenders are required to provide the APR and total cost of the loan before you sign any agreement.
Credit Check Notice: Lenders in our network may perform credit checks through major bureaus or alternative providers like Teletrack. Submitting a request does not guarantee you will be matched with a lender or approved for a loan.
State Information: In Louisiana, payday loans are capped at $350. The state allows a fee of $20 per $100 borrowed (up to $300), plus a $10 documentation fee. For loans $301-$350, the fee is $55 plus a $10 documentation fee. Loans cannot be rolled over.
State Regulations: Louisiana Revised Statutes 9:3578.1 et seq. governs deferred presentment transactions in the state.